Anthem Vault follows best practices and strict guidelines to provide our clients' assets with maximum protection. Our emphasis on security is in three primary areas: physical, legal and data.
On the physical side, all gold and silver owned in your account is physically stored at an independent Brinks (established 1859) world-class nonbank vaulting facility in Salt Lake City, UT. All stored bars are made only by LBMA refiners and are purchased only from commercial bullion dealers. You can view all bars held in storage on the Bar List webpage.
All stored bullion is 100% insured from any loss by theft or natural disaster by Lloyds of London (established 1688). Upon opening and setting up an Anthem Vault account, you can ask one of our client support staff to e-mail a copy of the Certificate of Insurance, which certifies insurance coverage of all metal held, protected from theft or loss due to natural disaster.
Before being added to our vault, each gold and silver bar is tested multiple times, using an ultrasonic gauge to ensure the bar's authenticity. A ‘bar audit’ is performed by our independent, world-class non bank vault operator, every time a bar enters or exits our vault, to verify record-keeping, to meet the strict demands of our insurers and to maximize transparency. Anthem Vault performs an annual audit of all bars held in storage with a professional third-party auditing company.
On the legal front, you own outright all metal purchased in your Anthem Vault account (as clearly defined in our Account Terms of Service). This means that your metal is not at risk of loss from unassociated liabilities of Anthem Vault, its vault operator or any other client - because you are the outright owner. This is fundamentally different from holding metal exposure in the form of a metal ETF held in a brokerage account or a pooling account because, in such cases, your ETF investment can be legally subjected to an ETF trustee's or pooling company's third-party obligations such as liens, encumbrances and/or other contingent liabilities, which losses may or may not be fully covered by insurance.
When you buy gold and silver from Anthem Vault, you legally own the metal and, as such, your metal cannot be encumbered in any way by Anthem Vault or Brinks to secure a third-party obligation. However, note that because you are the outright owner of metal purchased and held with Anthem Vault, your metal would likely be treated as your personal asset by a court of law for the purposes of any judgments, bankruptcies, or any other binding legal action against you.
Anthem Vault encrypts all information sent and retained in our database. All information is held at redundant data centers and backed up daily at a separate location. Anthem Vault's website is a Norton Secured Site, and all webpages are SSL-protected. To protect against unauthorized access to your account, Anthem Vault never sends your username or password to your email account. In addition, a unique PIN code is sent to you by email to complete all fund removals when selling metal (two-factor authentication), and proceeds must be sent to a bank account in your name.