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Terms of UseEffective Date: September, 2016

By using the Website, you expressly agree to these Website Terms of Use (these “Terms of Use”). We reserve the right, in our sole discretion, to change, modify, add or remove, or otherwise alter these Terms of Use at any time. You should check these Terms of Use periodically for changes. Using the Website subsequent to any change or modification shall serve as your acknowledgement and acceptance of the altered term(s). You expressly agree that notification given in this manner is sufficient for all purposes, and you expressly waive your right to challenge the Terms of Use based on subsequent modification or deficient notice of the same. If you do not agree to these Terms of Use, you should not use the Website and, if applicable, you should cancel your account with us.

These Terms of Use apply to your use of the websites owned or operated by Anthem Vault Inc. or our affiliates (collectively, “we,” “us,” “our,” or “Anthem Vault”), including without limitation, this website and any other website that we may own or operate currently or in the future (collectively, the “Website”). By viewing, accessing, navigating, or otherwise using the Website, you (the “User”) agree to these Terms of Use.

Privacy

We take the private nature of your personal information very seriously. You hereby acknowledge and consent to the use of your personal information in accordance with our official Privacy Policy.

Third-Party Content

Certain content available on the Website may include materials from third parties. We may provide links to third-party websites as a convenience to you. You agree that we are not responsible for examining or evaluating the content or accuracy, and we do not warrant and, to the full extent permitted by law, will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third parties. You agree that you will not use any third-party materials in a manner that would infringe or violate the rights of any other party, and that we are not in any way responsible for any such use by you.

Linking to the Website

By linking to the Website, you acknowledge and accept these Terms of Use. If you do not agree with these Terms of Use, do not link to the Website.

If you link to Anthem Vault’s Website, you agree that you:

  • Will not replicate any Website content
  • Will not frame or otherwise create a browser or border environment around the Website content
  • Will not imply that Anthem Vault is endorsing you, your company or business, your website or its contents, your products, or your services
  • Will not misrepresent your or your website’s relationship with Anthem Vault
  • Will not present false, misleading or inaccurate information about Anthem Vault, Anthem Vault’s products or services, or any of Anthem Vault’s affiliates or their products or services
  • Will not disparage Anthem Vault, Anthem Vault’s products or services, or any of Anthem Vault’s affiliates or their products or services
  • Will not use Anthem Vault’s trademarks, logos, or copyrighted materials without first receiving express prior written permission from Anthem Vault
  • Will not include content on your website that is or could be construed as illegal, distasteful, offensive, or controversial and will include on your site only content that is appropriate for all age groups
  • Will not link to an internal page of the Website that is located one or several levels down from the home page or bring up or present content of the Website on another website without Anthem Vault’s prior written permission

Linking to the Website

The trademarks, trade names, logos, service marks, trade dress and products (collectively the “Trademarks”) displayed on the Website are registered and unregistered Trademarks of Anthem Vault and others. The trademarks, trade names, logos, service marks, trade dress and products in this Website are protected in the United States and internationally.

Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Website without the written permission of Anthem Vault or such third party that may own the Trademarks displayed on the Website. Your use of the Trademarks displayed on the Website, or any other content on the Website, except as provided in these Terms of Use, is strictly prohibited. You are also advised that Anthem Vault will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

The materials of this Website are protected by Copyright and Trademark Laws of the U.S. and other countries and are owned by, or licensed to Anthem Vault. All content of this Website is owned or controlled by Anthem Vault. You may download content only for your personal use for non-commercial purposes but no modification or further reproduction of the content is permitted. The contents of the Website, including any images, text, executable code, and layout design may not be distributed, reproduced, publicly displayed, downloaded, modified, reused, re-posted, or otherwise used except as provided herein without the express prior written permission of Anthem Vault.

For any material that you may download from the Website as permitted herein, you must retain all copyright and other proprietary notices contained on the materials. You may not, for any reason, distribute, modify, duplicate, transmit, reuse, re-post, or use the content of the Website for public or commercial purposes without Anthem Vault’s prior written consent.

No Unlawful or Prohibited Use

You agree not to use or access the Website, intentionally or unintentionally, for any unlawful purpose, or any other purpose prohibited in these Terms of Use. You agree not to transmit any content or information that violates any law or regulation or is fraudulent, threatening, harassing, abusive, libelous, defamatory, obscene or is otherwise objectionable, or infringes on our or any third party’s intellectual property or other rights.

You may not use this Website in any manner that could be damaging to, disable, overburden, crash, or impair any Anthem Vault server, network, or interfere with any other party’s use and enjoyment of the Website or any of the Services. You may not attempt to gain unauthorized access to any portion of the Anthem Vault Website, the Services, other accounts, computer systems, or any network connected to any Anthem Vault server, through hacking, password “mining”, or any other means.

You agree not to modify, copy, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Website without first obtaining our express written consent. You will not engage in spamming on the Website or collect information on or about the visitors to the Website.

Governing Law and Choice of Forum

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas. You agree that any action at law or in equity arising out of or relating to your use of this Website or these Terms of Use shall be filed only in the state or federal courts located in Travis County, Texas, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Resolution of Disputes

Prior to the initiation of any legal action arising from these Terms of Use or your use of the Website, you agree to mediate the dispute as provided below. The mediation shall be held in Travis County, Texas. The mediator shall be selected by you from a list of three qualified mediators provided by us, from which you shall be entitled to select one. At least 5 days prior to the commencement of the mediation, you agree to deposit the sum of $5,000.00 to be held in escrow by the mediator until the mediation is complete. Upon completion of the mediation, regardless of the result, the mediator shall return to you the $5,000.00 deposit, minus one half of the expenses charged by the mediator for the mediation. In the event that the mediation does not result in an amicable resolution of your claims, then you are free to file suit in a court as provided herein.

The prevailing party in any such action shall be entitled to receive its, his, or her reasonable attorneys’ fees and costs from the non-prevailing party. The conditions set forth herein shall be mandatory and shall act as a pre-requisite to filing any lawsuit or other legal action. If the conditions precedent are not met prior to your filing a lawsuit, then you consent and stipulate to a dismissal of your action and agree not to re-file until such time as all conditions precedent have been satisfied. Nothing in this paragraph shall serve as an express or implied waiver of the applicable statute of limitations and shall not be used by you as a defense to an untimely assertion of your claims.

Disclaimer of Warranties

INFORMATION ON THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. THIS DISCLAIMER OF EXPRESS AND IMPLIED WARRANTIES SHALL BE ENFORCED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

ANTHEM VAULT CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT ANY FILES AVAILABLE FOR DOWNLOADING THROUGH THIS WEBSITE WILL BE FREE OF INFECTION OR VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR ACCURACY OF DATA AND OUTPUT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE.

We are not registered broker-dealers, licensed financial advisors, a financial advisory company, or a bank. We recommend you consult with a professional investment advisor before making any transaction or investment.

Indemnity and Limitation of Damages

You agree to indemnify, defend and hold harmless Anthem Vault, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Website against any and all losses, expenses, damages and costs, including reasonable attorneys’ fees, incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Website violates these Terms of Use, any applicable law or regulation, or the rights of any third party.

IN NO EVENT SHALL ANTHEM VAULT OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, SUBSIDIARIES, OR EMPLOYEES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE WEBSITE OR ANY LINKED WEBSITE, EVEN IF ANTHEM VAULT IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Miscellaneous

These Terms of Use constitute the entire agreement between you and us as it pertains to your use of the Website and supersede any prior agreements between you and us. These Terms of Use shall be read and interpreted in conjunction with our Privacy Policy and Account Terms of Service and any additional agreements between you and us. Where there is any conflict between the terms of these documents, the Account Terms of Service will supersede all others.

We will not be liable for any failure to perform any obligation under these Terms of Use as the result of an event beyond our control, including, but not limited to, any act of God, terrorism, war, political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood, or any other natural or man-made eventuality outside our control.

The failure of you or us to insist on strict performance or to exercise any right or remedy hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under these Terms of Use. No waiver shall be effective unless it is expressly stated in writing, signed by the waiving party.

If one or more provisions of these Terms of Use are held to be unenforceable under applicable law, such provision shall be excluded and the balance of the Terms of Use shall be interpreted as if such provision were so excluded and shall be otherwise enforceable in accordance with its terms.

If you have any questions regarding these Terms of Use, you may contact us via the Contact Us page.

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